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New Credit Card Rules for 2010

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Date: February 14, 2010 New Credit rules for 2010 are set to go into effect soon.  Some of the changes that many people will see or may have already seen on their credit cards are interest rate hikes. Many banks which ...
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What are the different types of investments?

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Overall, there are three different kinds of investments. These include bonds, stocks, and cash. Sounds simple, right? Well, unfortunately, it gets very complicated from there. You see, each type of investment has numerous types of investments that fall under it. ...
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Things to consider when selling a house

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A lot people selling a home are buying another one at the same time. This creates an interesting dilemma: Should you sell the old place first, thus ensuring that you’ll have the money to afford a new house, but taking ...
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What are the benefits of buying a house?

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Homeownership is often thought of as an enduring part of the American dream, not to mention the American way of life. Better than six out of ten American households own the roof over their heads, and three of the ...
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About your retirement accounts

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The next time you and your colleagues are standing around the watercooler complaining about your boss, swapping tales about how you’re overworked and underpaid, trying to top one another with examples of how you’re being exploited, keep this one thought ...
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How much do you need to save for retirement?

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How much money will you need in order to retire?Well, that all depends on what kind of retirement you want. One hundred thousand dollars per year? That would do nicely, wouldn’t it? If you could retire with an annual after-tax ...
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Identity theft

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Approximately 9.9 million Americans were victims of identity theft in 2003, according to the Federal Trade Commission. Over the last five years, this figure is more than 27 million. The crime is no longer limited to stealing a victim’s personal ...
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Checking your credit report

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Whether you are applying for credit or a loan, knowing what your credit report says about you help will determine not just whether you get it—but how much you will pay for it. Your FICO score is your credit score. ...
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Credit cards - borrowing responsibly

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Do you look for and switch to credit cards with lower rates? Do you check your credit report annually for accuracy? When it comes to credit cards, most Americans know that switching to a credit card with a lower interest ...
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Should i lease or buy a car?

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 The definition of a lease is usually defined as a rental agreement whereby you pay monthly installments covering interest and depreciation of the value of the car. In 1990, just ten percent of cars that drove off the lot were ...
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